Types of Home Loans
Choose from various home loan options tailored to your specific needs
Home Purchase Loan
Finance your new home purchase with up to 90% of the property value.
Home Construction Loan
Build your dream home with staged disbursements based on construction progress.
Plot + Construction Loan
Combined loan for purchasing plot and constructing your home on it.
Home Extension Loan
Expand your existing home with additional rooms or floors.
Home Renovation Loan
Upgrade and renovate your existing property with flexible financing.
Balance Transfer
Transfer your existing home loan to get better interest rates and terms.
EMI Calculator
Calculate your monthly EMI and plan your finances better
Loan Details
Your EMI Breakdown
Note: This is an indicative EMI calculation. Actual EMI may vary based on the bank's terms, processing fees, and other charges. Contact our loan experts for accurate calculations and personalized loan advice.
Quick Loan Tips
Lower Tenure
Shorter tenure means less interest paid overall
Higher Down Payment
Pay more upfront to reduce EMI burden
Good Credit Score
Maintain 750+ score for better rates
Compare Offers
Check multiple banks for best deals
Steps to Get Loan Approval
Follow our simple 6-step process to get your home loan approved quickly and efficiently
Check Eligibility
Verify your eligibility based on age, income, credit score, and employment status. We help you understand your loan capacity.
Gather Documents
Collect all necessary documents for loan application. We provide a complete checklist and help with documentation.
Submit Application
Fill out the loan application form with accurate details. Our experts review your application before submission.
Property Verification
Bank conducts legal and technical verification of the property. We assist in coordinating with all parties involved.
Loan Approval
Bank reviews your application and provides loan sanction letter with terms and conditions.
Disbursement
Complete final formalities and receive the loan amount. We ensure smooth disbursement process.
Why Choose Our Home Loan Service
Experience hassle-free home loan processing with multiple benefits
Competitive Interest Rates
Get the best interest rates in the market with our partner banks and financial institutions.
Flexible Repayment Options
Choose from various repayment tenures ranging from 5 to 30 years based on your financial capacity.
Quick Processing
Fast-track loan approval process with minimal documentation and quick disbursement.
Tax Benefits
Avail tax deductions under Section 80C and Section 24(b) of Income Tax Act.
Expert Guidance
Our loan experts guide you through every step, from application to disbursement.
Multiple Bank Tie-ups
Compare offers from multiple banks and choose the best option for your needs.
Loan Features & Details
Loan Amount
Up to ₹5 Crore or 80-90% of property value
Loan Tenure
5 to 30 years flexible repayment period
Interest Rate
Starting from 8.5% p.a. (varies by profile)
Processing Time
7-15 working days with complete documents
Processing Fee
0.5% to 1% of loan amount (negotiable)
Prepayment
Part/full prepayment allowed with minimal charges
Frequently Asked Questions
Get answers to common questions about home loans
What is the maximum loan amount I can get?
The loan amount depends on your income, age, credit score, and property value. Typically, banks offer up to 80-90% of the property value. We help you calculate your exact eligibility.
How long does the loan approval take?
With complete documentation, loan approval typically takes 7-15 working days. Property verification may take additional time depending on the property location and documentation.
What is the minimum down payment required?
Generally, you need to arrange 10-20% of the property value as down payment. The exact percentage depends on the lender's policy and your profile.
Can I prepay my home loan?
Yes, most banks allow prepayment of home loans. Some may charge prepayment penalties for floating rate loans, while others offer free prepayment options.
What happens if I miss an EMI payment?
Missing EMI payments affects your credit score and may attract penalty charges. Contact your lender immediately if you face payment difficulties to explore restructuring options.
Ready to Finance Your Dream Home?
Our loan experts are here to help you navigate the home loan process. Get personalized assistance and competitive rates tailored to your needs.